An exclusive Wrap solution designed to complement the California FAIR Plan by filling key non-fire property coverage gaps for commercial and dwelling insureds.
The California FAIR Plan provides essential fire coverage, but on its own it leaves policyholders underinsured and exposed to many everyday, non-fire property losses. To help address these gaps, Amwins has partnered withVivere, a specialty insurance underwriting platform, and an "A" rated specialty MGA, to offer an exclusive Wrap product that leverages speed and scale to help move your entire portfolio forward.
Built on an ISO Special Form-style policy, the California FAIR Plan Wrap complements the FAIR Plan by providing coverage for perils not included in the underlying FAIR Plan policy.
Quoting at scale has never been easier. With bulk quoting capability, you can submit an entire portfolio of FAIR Plan risks at once and receive fast, streamlined quotes in return.
Program Highlights:
"A" rated paper
Fast and efficient quoting process, reducing turnaround from days or hours to just minutes
Available to all California FAIR Plan insureds, including commercial and dwelling risks
Commercial Wrap limits up to $100 million
Dwelling Wrap limits up to $3 million
Coverage Features
Designed to help close key non-fire coverage gaps that remain when an insured relies on the California FAIR Plan, the Wrap can help address property exposures such as:
Water damage
Weight of ice and snow
Submission Requirements
To obtain a quote, simply provide a completed California FAIR Plan application.
How to Access
Please contact your current Amwins property broker or Amwins Access underwriter. If you do not have an existing relationship, please complete the form below and someone will be in touch.
